Massage therapist insurance
Protecting the hands that heal
As a massage therapist in Montana, your clients trust you with their bodies, their comfort, and often their recovery. Your work is powerful, meaningful—and like any profession that works closely with people, it carries risk. That’s where Cogswell Insurance Agency comes in. Our massage therapist insurance is here to protect your career, your peace of mind, and your financial future.
Whether you own a studio, work independently, or travel to your clients, we can help you customize coverage that fits your unique practice.
Why do you need massage therapist insurance?
Let’s be honest—accidents happen. A client could claim you worsened an injury. Someone might slip in your waiting area. Your massage table might get damaged in transit to an event. Without insurance, you could be left footing the bill.
What does massage therapist insurance cover?
- Professional Liability: A client claims that your deep tissue massage caused a pinched nerve and sues for damages.
- General Liability: A client trips over your equipment and gets injured on the way out of your session.
- Product Liability: The essential oil you used during treatment caused an allergic reaction.
- Equipment Coverage: Your massage table is damaged in your car between appointments.
- Rental Damage: You accidentally damage the walls of a studio you rent by hanging equipment.
- Stolen Property: Your supplies are stolen during an off-site wellness event.
Who should be insured?
If you perform any type of massage therapy, insurance isn’t optional—it’s essential. This includes:
- Solo massage therapists with private practices
- Independent contractors at spas or chiropractic clinics
- Mobile massage professionals traveling to clients’ homes
- Massage therapy students and recent graduates
Even if you’re working part-time or only seeing a few clients, it’s worth having protection.
Why choose Cogswell Insurance Agency?
- Peace of Mind: Know you’re covered so you can focus on healing and helping
- Personalized Support: We don’t do cookie-cutter policies—we tailor them to your practice.
- Easy Claims Process: Should something happen, we’re just a phone call away.
Take the first step toward coverage
You give your clients peace and relief—let us do the same for you. At Cogswell Insurance Agency, we make it easy for massage therapists across Montana to get affordable and effective insurance coverage. Call us at 406-761-5000 or request a free quote online today!
Looking for a different business insurance solution? View all Business Insurance solutions we offer.
Ready for the next step? Call us at (406) 761-5000 or